I'm going to keep this fairly short but if any of you have any questions feel free to ask. I'm going to assume you know what crypto currency is. If you don't, read the wikipedia page.
It's up to you guys to assess whether you want to get into this but I personally have put roughly 1/3 of my savings into crypto after doing a lot of research. This will be a quick guide how to do it, if you are interested. I wouldn't tell people how to do it unless I thought it was going to work for you but as I say, it's your own risk and I really don't expect anyone to be putting in as much as I have
There are major cryptos (basically Bitcoin and Ethereum) which are a lot more stable and over time will likely give a nice steady profit. Then there are alt-coins, which are more unstable but ultimately can produce much higher returns if you pick the right one. However, lots of these alt-coins will fizzle to nothing, so you have to be careful.
You can find a list of all cryptocurrencies and their "Market Cap" (basically their total value), here.
I personally am about 95% in BAT (Basic Attention Token), with the rest in NEO. Both are alt-coins.
I wrote a blog about why I am all in on BAT, here. There's no point re-writing all of it here... you can check it out on steemit if you like (Steemit is a site where you get paid in crypto to blog).
NEO is talked about like it's the "Chinese Ethereum". It's a platform to run applications on, much like Ethereum. It's a more saturated market in that I think there will be a lot of coins like this (Tezos and EOS are two other big ones), but I've got some anyway because people are giddy on it and it probably will have significant gains.
If you want to get BAT/NEO yourself, you can check out the post below on how to invest in alt-coins. Basically you buy in on Coinbase, then transfer that money to Bittrex and buy BAT on there. (Use that link to coinbase and you'll get $10 free Bitcoin if you buy more than $100 worth).
Just for reference.
BAT current price is $0.17
NEO current price is $16.39
Don't compare coins based on the price of one coin as they all have hugely different numbers of coins in circulation. Look at their total market cap. My projected price for one BAT is $19 within 5 years. It will be over $0.40 by the end of the year, possibly even within a couple of weeks. NEO I don't know - it could be $500-1000 or so in 5 years, or it could get out-done by other, similar coins. The thing I like about BAT is that they've pretty much cornered the market for what they're trying to do and they have an extremely experienced team.
Anyway, BAT is about to release a major update so the price is likely to increase significantly very soon. If you want to get in, you want to do it within a couple of days max. NEO is releasing an update today too. There are plenty of other projects if you miss the boat on these but they're my two (Bancor [BNT] is too cheap as one example, but that's a long term hold).
If you don't want to actually pay money to get into crypto, you can earn crypto... As mentioned above, there is Steemit where you can get paid to blog.
That's effort though... So, it's BAT again as the best option
When it's fully developed (next year) BAT will pay you to view adverts. 15% of whatever the advertiser pays to display an ad goes to the person who views the ad. This will be done in their new browser Brave. As mentioned before, this is from the guy who invented Firefox; it's a really good browser. It auto-blocks all ads and tracking software and auto-upgrades http to https for added security. It's quick. It kicks ass. Check it out. I'm using Brave already because it's a better browser.
It also has a micro-donations system where you can donate to the sites you use. In the next week or so they're releasing an update where all users get a bit of free BAT to play with, that they can donate to sites they like. It's a nice foot in the door to understand how it all works.
Anyway, I'm not an expert on every crypto but if you have any questions, feel free to ask.